![]() Being as specific as you can about what financial woes lie ahead will help you focus on your efforts, and you will feel more motivated to achieve these goals. That means, taking specific, measurable, action-oriented, realistic, and timely action to reach your objectives. This checklist will help you create a better plan of realistic goals for the short-term and long-term.Ĭonsumer Reports encourages you to be SMART about your finances. They do not belong to or represent views of the Federal Trade Commission.January is a great time to create a checklist for yourself and set a plan for how you can better prepare your finances for the year ahead. Opinions in comments that appear in this blog belong to the individuals who expressed them. To protect your privacy and the privacy of other people, please do not include personal information. The comments posted on this blog become part of the public domain. We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. To file a detailed report about a scam, go to. We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses.We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.We expect commenters to treat each other and the blog writers with respect. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. If a hurricane affects you, check back for advice on recovery, your rights, and how to spot, avoid, and report scams. Include some cash, since ATMs or banks may be closed, an extra set of keys for your house and car, and the key to and safe deposit box you might have. Keep it in an accessible place in your home so you can grab it and go. Put important documents in a lockable fireproof file box. Include copies of important financial and family records, including deeds, titles, wills, birth, and marriage certificates. Gather your inventory, along with important documents and information like Social Security and health insurance cards, and a list of current prescriptions. ![]() Make a list of your physical possessions and document them with photos or a video. Find out if any of your home, health, or other insurance policies will pay for temporary shelter, replacement clothing, furniture, or other items if you are affected by extreme weather.Ĭonduct a household inventory. Here are some steps to help you get started.Ĭheck your insurance. Read on to learn how to identify and organize important papers before a disaster strikes. Leaving your home can be stressful, but knowing that your personal and financial documents are up to date, in one place, and portable can make a big difference at a tense time. When it comes to preparing for hurricanes, financial readiness is as important as a flashlight with fully charged batteries. ![]() Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items.
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